Insurances

Insurances

It is a legal responsibility for Sprite to have insurances in place to protect our employees, our customers and the general public and as you would expect we have a comprehensive range of insurances in place.  Full details of our policies can be provided upon request; however, in summary we provide the following cover:

Employers Liability: Cover to a limit of indemnity of £10 Million in respect of legal liability for death, bodily injury or illness caused to employees in the course of the business.

Public Liability: Cover to a limit of indemnity of £5 Million in respect of claims made against an employee or sub-contractor as a result of death, bodily injury or illness caused to others, or damage to others' property in the course of their work.

Professional Indemnity (Sprite): We hold £1m of cover in respect of claims made against Sprite as a result of negligent acts, errors or omissions or breach of professional duty in the course of our work

Professional Indemnity (Employee and Sub-Contractor): through our gold products we can offer our employees and self employed sub-contractors professional indemnity insurance cover. This provides cover to a limit of indemnity of £1 Million in respect of claims made as a result of alleged negligent acts, errors or omissions or breach of professional duty in the course of your work. This could be as a result of errors in design or specification on projects.

Please Note: Although we have a very comprehensive package of insurances not all professions or trades are automatically covered and an additional premium may be payable for certain excluded or high risk occupations.